TOMS contact details
PO Box 2151 Townsville 4810
Mob:  0417 494 750
Phn:  (07) 4724 2315
Fax:  (07) 4724 2308
E: tomsloans@ihug.com.au
HOME | LOAN TYPE | FIRST HOME OWNER | LOAN CHECKLIST | DO I QUALIFY | NEGATIVE GEARING | GLOSSARY

INSTRUCTIONS
Place your mouse
cursor over the word(s)
and a definition will
appear. There is no
need to click the word.

Accelerated.Payment
Annual Percentage - Rate
Application Fees
Arrears
Assets
Auction
Bad Debt
Bankruptcy
Body Corporate
Bridging Finance
Capital Gain
Capital Gains Tax
Capped Loan
Certificate of Title

Guarantee
Guarantor
Holding Deposit
Insurance Policies
Interest Only
Investment.Property
Joint Tenants
Land Tax
Lease
Lenders Mortgage - Insurance
Liabilities
Line of Credit
Loan Pre-approval
Loan to Valuation - Ratio
Max LVR
Mortgage
Mortgagee
Mortgagor
Mortgage Protection- Insurance
Negative Gearing

Net Assets
Net Disposable Income
Net Profit / Loss
Offset Account
Old System Title
Option to Buy
Overdraft
Passed in
Portability
Principal
Principal Interest Loan
Private Sale
Private Treaty
Profit Loss Statement
Progress Payments
Redraw Facility
Redraw Fee
Refinance
Registered Proprietor
Registered Mortgage
Reserve Price Second/Third.Mortgage

Security
Self Employed
Serviceability
Settlement
Solicitors Instructions
Split Fixed/ Variable
Stamp Duty on - Transfer
Strata Title
Stratum Title
Tenants in - Common
Term
Title Search
Torrens Title
Transfer
Unencumbered
Unsecured
Valuation
Variable Interest - Rate
Zoning
"Showing you the best path to your new home"
© Copyright 2004 T.O.M.S. ABN97877058 . This web site was last updated on 19 May 2004 by www. the4ps.com.au